Growth Capital for Property Managers

Growth Capital Designed for PMCs

Below-market, fixed-rate growth capital for single-market property management companies built on your revenue model. Capital that understands your business and terms designed for growth.

300 - 1,000 doors

300 - 1,000 doors

No real-estate lien

No real-estate lien

Fixed-rate structure

Fixed-rate structure

PMC-specific underwriting

PMC-specific underwriting

Lateral

The financing gap

Add doors without draining operating cash

Keep cash where it works

Fund key hires, business development, and platform upgrades without pulling every dollar out of monthly operations.

Underwriting built for property managers

Banks treat PMCs like any other small business and overlook what makes you durable. We underwrite on how you actually operate, using live data on the revenue you already earn.

Support that grows with you

You get hands-on technical and customer support invested in your performance, not a loan servicer collecting payments. Real help to run leaner and scale faster.

The product

Favorable terms, sized to your management revenue.

Built for focused, single-market third-party PMCs that need predictable capital for growth.

Below-market, fixed rate

Predictable monthly payments built around your own recurring revenue model.

Sized to trailing management revenue

Directional and data-driven, not a one-size-fits-all line.

Contracts as collateral

Secured by the management-agreement portfolio — no lien on the underlying real estate.

Fully amortizing, no balloon

A clean, operator-friendly structure with room to deploy before payments ramp.

Capital Designed for PMCs

sba 7(A)

bank lien

fintech advance

locke alliance capital

Cost posture

Collateral

Personal assets pledged

Market SBA pricing

Collateral based

Management contracts only

Underwriting

Lengthy, doc-heavy

High effective APR

Below-market, fixed

PMC-specific, live data

Real-estate lien

Future revenue

Generic small-business

Thin, automated

Capital Designed for PMCs

sba 7(A)

bank lien

fintech advance

locke alliance capital

Cost posture

Collateral

Personal assets pledged

Market SBA pricing

Collateral based

Management contracts only

Underwriting

Lengthy, doc-heavy

High effective APR

Below-market, fixed

PMC-specific, live data

Real-estate lien

Future revenue

Generic small-business

Thin, automated

Capital Designed for PMCs

sba 7(A)

bank lien

fintech advance

locke alliance capital

Cost posture

Collateral

Personal assets pledged

Market SBA pricing

Collateral based

Management contracts only

Underwriting

Lengthy, doc-heavy

High effective APR

Below-market, fixed

PMC-specific, live data

Real-estate lien

Future revenue

Generic small-business

Thin, automated

How it works

Capital is the destination. Analysis is the first step.

We start with an operating analysis so you can see how your portfolio compares before deciding whether a platform evaluation and capital eligibility make sense.

01 Analyze

Sign a mutual NDA and receive a complimentary study across the metrics that drive your margin.

02 Evaluate

Review the findings and decide whether a platform evaluation is worth the operational upside.

03 Operate

Capital eligibility is designed for operators on the platform, with enough tenure to support live-data underwriting.

04 Grow

Deploy approved growth capital into hires, tuck-ins, marketing, technology, or operational improvements.

Options for Owners

More than capital. More options for your future.

Growing with Locke Alliance Capital does more than add doors. It opens strategic paths most operators never reach on their own.

Grow now

Scale on your terms

Fund the next stage of growth without surrendering equity or control. Build enterprise value with a partner invested in your success.

Partner later

Partnership pathways

As you scale, partnership structures open up. Combine forces, centralize operations, and keep your name on the door.

Capture the value

Acquisition and exit options

When the time is right, step into a clear path to acquisition and capture the full value of the business you built, on a timeline that suits you.

FAQ

Your Questions Answered

Can you send exact rates and terms?

Do I have to switch software?

What's the catch?

What if I already have financing?

We're not actively looking for capital right now.

Partnerships

Managing more than 1,000 doors?

That routes to the Locke Alliance partnership team. Different product, different conversation.

Augment
Lateral

partnerships

Managing more than 1,000 doors?

That routes to the Locke Alliance partnership team. Different product, different conversation.

Augment
Lateral

Partnerships

Managing more than 1,000 doors?

That routes to the Locke Alliance partnership team. Different product, different conversation.

Augment
Lateral

“Government has no other end but the preservation of property”

- john locke

Lateral

Company

Connect

Austin Office

816 Congress Ave ste 700 Austin TX 78701

© Copyright 2026

Lateral

“Government has no other end but the preservation of property”

- john locke

Lateral

Company

Connect

Austin Office

816 Congress Ave ste 700 Austin TX 78701

© Copyright 2026

Lateral

“Government has no other end but the preservation of property”

- john locke

Lateral

Company

Connect

Austin Office

816 Congress Ave ste 700 Austin TX 78701

© Copyright 2026

Lateral